1. Do not hold a financial interest in or accept employment from an entity doing business with AZAD if it would or could conflict with the performance of your duties at AZAD. 2. Do not take any business related action for your personal benefit. 3. Do not use AZAD equipment and resources for personal use. 4. Protect Company assets as if they were your own. 5.Do not take for yourself any opportunities that are discovered or advanced through the use of your position with AZAD or any of AZAD’s property or information. 6. No family member should report directly to another family member. 7. Do not facilitate a conflict with one of our suppliers, service providers, customers, or any government official, for example, by making a payment to an individual when you know the funds should go to his or her employe

AZAD requires that you disclose, in writing, any personal, business, or other relationship that might constitute a conflict of interest or could potentially create a conflict of interest. Our policy is one of disclosure and review of potential conflicts and prohibition of actual conflicts of interest. In some cases, disclosure may be all that is required. In other cases, however, the facts may require additional action(s) to correct or avoid a conflict of interest. Some matters may require periodic monitoring by local management to ensure transactions remain at arm’s length. In all cases, however, you MUST disclose all actual and potential conflicts of interest.

Having a financial or management interest (as an employee, officer, or director) in any customer, supplier, service provider, competitor, or any enterprise that you know or reasonably believe has or may have a business relationship with AZAD. A financial interest need not be disclosed if it involves less than %1 of the stock of a publicly held company unless it constitutes a significant portion of your net worth. • Engaging in business with, or as a customer, service provider, or supplier of, AZAD, other than in the ordinary course, as an employee or a public • Maintaining concurrent employment with AZAD and with any other organization.

FAMILY MEMBERS : Members of your immediate family (your spouse, domestic partner, minor children) or, to your knowledge, your adult children, parents, or siblings are employed by AZAD, a customer, supplier, service provider, or competitor of AZAD. If you disclose this type of conflict of interest, you should also report any later change in the reported relationship that puts you in a greater position to influence or be influenced by your relative’s employment • Accepting fees, commissions, or any other personal benefit (other than as permitted in the bullets below) from any person or business involved in any business with AZAD.

• FAMILY MEMBERS : Members of your immediate family (your spouse, domestic partner, minor children) or, to your knowledge, your adult children, parents, or siblings are employed by AZAD, a customer, supplier, service provider, or competitor of AZAD. If you disclose this type of conflict of interest, you should also report any later change in the reported relationship that puts you in a greater position to influence or be influenced by your relative’s employment • Accepting fees, commissions, or any other personal benefit (other than as permitted in the bullets below) from any person or business involved in any business with AZAD. • Accepting any of the following from a current or would-be customer, supplier, service provider, or competitor of AZAD: excessive entertainment, meals, gifts, discounts, services, transportation, or favors that: (i) obligate you or influence your decision-making in any way, regardless of value; or (ii) might create the appearance of undue influence, unfairness, or impropriety.